:root{--navy:#16273F;--blue:#2E4769;--blue-l:#3D5A80;--bg:#FFF;--bg-l:#F5F7FA;--bg-t:#EEF2F7;--txt:#16273F;--txt-b:#4B535D;--txt-m:#7A8494;--gray-b:#D8DFE8;--gold:#C9A84C;--gold-l:#F5E9C8;--fh:"Playfair Display";--fb:"DM Sans";--r:20px;--r-f:9999px;--sh:0 4px 24px rgba(22,39,63,.1)}[data-astro-cid-elmbhlrl]{box-sizing:border-box;margin:0;padding:0}.container[data-astro-cid-elmbhlrl]{max-width:1160px;margin:0 auto;padding:0 28px}.section[data-astro-cid-elmbhlrl]{padding:80px 0}.pg-hero[data-astro-cid-elmbhlrl]{background:linear-gradient(160deg,var(--navy) 0%,var(--blue) 100%);padding:96px 0 80px;position:relative;overflow:hidden}.pg-hero[data-astro-cid-elmbhlrl]:before{content:"";position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E")}.pg-hero[data-astro-cid-elmbhlrl] .container[data-astro-cid-elmbhlrl]{position:relative;z-index:1}.breadcrumb[data-astro-cid-elmbhlrl]{font-size:13px;color:#ffffff80;margin-bottom:20px}.breadcrumb[data-astro-cid-elmbhlrl] a[data-astro-cid-elmbhlrl]{color:#ffffff80;text-decoration:none}.breadcrumb[data-astro-cid-elmbhlrl] a[data-astro-cid-elmbhlrl]:hover{color:#fffc}.pg-hero[data-astro-cid-elmbhlrl] h1[data-astro-cid-elmbhlrl]{font-family:var(--fh);font-size:clamp(32px,4.5vw,52px);font-weight:700;color:#fff;line-height:1.15;margin-bottom:20px;max-width:700px}.pg-hero[data-astro-cid-elmbhlrl] p[data-astro-cid-elmbhlrl]{font-size:18px;color:#ffffffbf;max-width:640px;line-height:1.7;margin-bottom:32px}.hero-pills[data-astro-cid-elmbhlrl]{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:32px}.pill[data-astro-cid-elmbhlrl]{background:#ffffff1f;border:1px solid rgba(255,255,255,.2);border-radius:var(--r-f);padding:8px 18px;font-size:13px;font-weight:600;color:#fff}.hero-notice[data-astro-cid-elmbhlrl]{background:#c9a84c2e;border:1.5px solid rgba(201,168,76,.5);border-radius:var(--r);padding:20px 24px;display:flex;gap:16px;align-items:center;max-width:640px}.hero-notice-icon[data-astro-cid-elmbhlrl]{font-size:24px;flex-shrink:0}.hero-notice-text[data-astro-cid-elmbhlrl] p[data-astro-cid-elmbhlrl]{font-size:14px;color:#ffffffd9;line-height:1.65}.hero-notice-text[data-astro-cid-elmbhlrl] a[data-astro-cid-elmbhlrl]{color:var(--gold);font-weight:700;text-decoration:none}.hero-notice-text[data-astro-cid-elmbhlrl] a[data-astro-cid-elmbhlrl]:hover{text-decoration:underline}.sec-label[data-astro-cid-elmbhlrl]{font-size:12px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--blue-l);margin-bottom:12px;display:block}.sec-title[data-astro-cid-elmbhlrl]{font-family:var(--fh);font-size:clamp(26px,3.5vw,38px);font-weight:700;color:var(--navy);line-height:1.2;margin-bottom:16px}.sec-sub[data-astro-cid-elmbhlrl]{font-size:17px;color:var(--txt-b);max-width:640px;line-height:1.7}.cat-group[data-astro-cid-elmbhlrl]{margin-top:52px}.cat-group[data-astro-cid-elmbhlrl]:first-child{margin-top:48px}.cat-group-label[data-astro-cid-elmbhlrl]{font-size:11px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--txt-m);margin-bottom:16px;padding-bottom:10px;border-bottom:2px solid var(--bg-t);display:flex;align-items:center;gap:8px}.cat-group-label[data-astro-cid-elmbhlrl]:before{content:"";display:inline-block;width:16px;height:2px;background:var(--blue-l);border-radius:2px}.cat-grid[data-astro-cid-elmbhlrl]{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.cat-card[data-astro-cid-elmbhlrl]{background:var(--bg-l);border:1px solid var(--gray-b);border-radius:var(--r);padding:24px 20px;position:relative;transition:all .25s;cursor:default}.cat-card[data-astro-cid-elmbhlrl]:hover{border-color:var(--blue-l);box-shadow:var(--sh);transform:translateY(-3px);background:#fff}.cat-icon[data-astro-cid-elmbhlrl]{font-size:28px;margin-bottom:14px;display:block}.cat-name[data-astro-cid-elmbhlrl]{font-size:14px;font-weight:700;color:var(--navy);margin-bottom:6px;line-height:1.35}.cat-desc[data-astro-cid-elmbhlrl]{font-size:13px;color:var(--txt-b);line-height:1.6;margin-bottom:14px}.lock-badge[data-astro-cid-elmbhlrl]{display:inline-flex;align-items:center;gap:5px;background:var(--gold-l);border:1px solid rgba(201,168,76,.4);border-radius:var(--r-f);padding:4px 10px;font-size:11px;font-weight:700;color:#8a6a1a}.how-bg[data-astro-cid-elmbhlrl]{background:var(--bg-l)}.how-steps[data-astro-cid-elmbhlrl]{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin-top:48px}.how-step[data-astro-cid-elmbhlrl]{background:#fff;border-radius:var(--r);padding:32px 28px;border:1px solid var(--gray-b);position:relative}.step-badge[data-astro-cid-elmbhlrl]{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;font-family:var(--fh);font-size:18px;font-weight:700;display:flex;align-items:center;justify-content:center;margin-bottom:18px}.how-step[data-astro-cid-elmbhlrl] h3[data-astro-cid-elmbhlrl]{font-size:16px;font-weight:700;color:var(--navy);margin-bottom:8px}.how-step[data-astro-cid-elmbhlrl] p[data-astro-cid-elmbhlrl]{font-size:14px;color:var(--txt-b);line-height:1.7}.how-connector[data-astro-cid-elmbhlrl]{display:none}.sub-bg[data-astro-cid-elmbhlrl]{background:var(--bg)}.sub-grid[data-astro-cid-elmbhlrl]{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start;margin-top:48px}.sub-info[data-astro-cid-elmbhlrl] h3[data-astro-cid-elmbhlrl]{font-family:var(--fh);font-size:22px;color:var(--navy);margin-bottom:12px}.sub-info[data-astro-cid-elmbhlrl] p[data-astro-cid-elmbhlrl]{font-size:15px;color:var(--txt-b);line-height:1.7;margin-bottom:24px}.sub-note[data-astro-cid-elmbhlrl]{background:var(--bg-t);border-radius:var(--r);padding:18px 20px;font-size:13px;color:var(--txt-b);line-height:1.65;border-left:3px solid var(--gold);margin-top:24px}.sub-note[data-astro-cid-elmbhlrl] strong[data-astro-cid-elmbhlrl]{color:var(--navy)}.sub-benefits[data-astro-cid-elmbhlrl]{list-style:none;display:flex;flex-direction:column;gap:14px;margin-bottom:24px}.sub-benefit[data-astro-cid-elmbhlrl]{display:flex;gap:14px;align-items:flex-start}.benefit-icon[data-astro-cid-elmbhlrl]{width:40px;height:40px;border-radius:10px;background:var(--bg-t);display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}.benefit-body[data-astro-cid-elmbhlrl] h4[data-astro-cid-elmbhlrl]{font-size:14px;font-weight:700;color:var(--navy);margin-bottom:3px}.benefit-body[data-astro-cid-elmbhlrl] p[data-astro-cid-elmbhlrl]{font-size:13px;color:var(--txt-b);line-height:1.6}.tag-cloud[data-astro-cid-elmbhlrl]{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}.tag[data-astro-cid-elmbhlrl]{background:#fff;border:1px solid var(--gray-b);border-radius:var(--r-f);padding:4px 12px;font-size:12px;color:var(--txt-b)}.sub-form-card[data-astro-cid-elmbhlrl]{background:#fff;border:1px solid var(--gray-b);border-radius:var(--r);padding:36px;box-shadow:var(--sh)}.sub-form-card[data-astro-cid-elmbhlrl] h3[data-astro-cid-elmbhlrl]{font-family:var(--fh);font-size:22px;color:var(--navy);margin-bottom:8px}.sub-form-card[data-astro-cid-elmbhlrl]>p[data-astro-cid-elmbhlrl]{font-size:14px;color:var(--txt-b);margin-bottom:24px;line-height:1.6}.form-field[data-astro-cid-elmbhlrl]{margin-bottom:16px}.form-field[data-astro-cid-elmbhlrl] label[data-astro-cid-elmbhlrl]{display:block;font-size:13px;font-weight:600;color:var(--txt);margin-bottom:6px}.form-field[data-astro-cid-elmbhlrl] input[data-astro-cid-elmbhlrl],.form-field[data-astro-cid-elmbhlrl] select[data-astro-cid-elmbhlrl],.form-field[data-astro-cid-elmbhlrl] textarea[data-astro-cid-elmbhlrl]{width:100%;padding:10px 14px;border:1px solid var(--gray-b);border-radius:10px;font-family:var(--fb);font-size:14px;color:var(--txt);background:var(--bg);outline:none;transition:border .2s}.form-field[data-astro-cid-elmbhlrl] input[data-astro-cid-elmbhlrl]:focus,.form-field[data-astro-cid-elmbhlrl] select[data-astro-cid-elmbhlrl]:focus,.form-field[data-astro-cid-elmbhlrl] textarea[data-astro-cid-elmbhlrl]:focus{border-color:var(--blue-l);box-shadow:0 0 0 3px #3d5a801f}.form-field[data-astro-cid-elmbhlrl] textarea[data-astro-cid-elmbhlrl]{min-height:100px;resize:vertical}.btn-primary[data-astro-cid-elmbhlrl]{width:100%;padding:14px;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;border:none;border-radius:var(--r-f);font-family:var(--fb);font-size:15px;font-weight:700;cursor:pointer;transition:opacity .2s}.btn-primary[data-astro-cid-elmbhlrl]:hover{opacity:.9}.form-note[data-astro-cid-elmbhlrl]{font-size:12px;color:var(--txt-m);text-align:center;margin-top:12px;line-height:1.5}.cta-portal[data-astro-cid-elmbhlrl]{background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 100%);padding:80px 28px;text-align:center}.cta-portal[data-astro-cid-elmbhlrl] h2[data-astro-cid-elmbhlrl]{font-family:var(--fh);font-size:clamp(26px,3.5vw,38px);color:#fff;margin-bottom:16px}.cta-portal[data-astro-cid-elmbhlrl] p[data-astro-cid-elmbhlrl]{font-size:17px;color:#ffffffbf;max-width:560px;margin:0 auto 36px;line-height:1.7}.btn-gold[data-astro-cid-elmbhlrl]{display:inline-flex;align-items:center;gap:10px;background:var(--gold);color:var(--navy);font-family:var(--fb);font-weight:700;font-size:15px;padding:16px 36px;border-radius:var(--r-f);text-decoration:none;transition:opacity .2s}.btn-gold[data-astro-cid-elmbhlrl]:hover{opacity:.9}.cta-sub[data-astro-cid-elmbhlrl]{font-size:13px;color:#ffffff80;margin-top:16px}@media(max-width:1100px){.cat-grid[data-astro-cid-elmbhlrl]{grid-template-columns:repeat(3,1fr)}}@media(max-width:900px){.cat-grid[data-astro-cid-elmbhlrl]{grid-template-columns:repeat(2,1fr)}.how-steps[data-astro-cid-elmbhlrl],.sub-grid[data-astro-cid-elmbhlrl]{grid-template-columns:1fr}}@media(max-width:580px){.cat-grid[data-astro-cid-elmbhlrl]{grid-template-columns:1fr}.pg-hero[data-astro-cid-elmbhlrl]{padding:72px 0 60px}.hero-pills[data-astro-cid-elmbhlrl]{gap:8px}}.faq-section-block[data-astro-cid-elmbhlrl]{padding:72px 0;background:var(--bg-l)}.faq-wrap[data-astro-cid-elmbhlrl]{max-width:780px;margin:0 auto}.faq-item[data-astro-cid-elmbhlrl]{border-bottom:1px solid var(--gray-b);padding:20px 0}.faq-item[data-astro-cid-elmbhlrl]:last-child{border-bottom:none}.faq-q[data-astro-cid-elmbhlrl]{font-size:16px;font-weight:700;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;background:none;border:none;width:100%;text-align:left;padding:0;font-family:var(--fb)}.faq-q[data-astro-cid-elmbhlrl]:after{content:"+";font-size:22px;color:var(--blue-l);flex-shrink:0;transition:transform .2s}.faq-item[data-astro-cid-elmbhlrl].open .faq-q[data-astro-cid-elmbhlrl]:after{transform:rotate(45deg)}.faq-a[data-astro-cid-elmbhlrl]{font-size:15px;color:var(--txt-b);line-height:1.7;max-height:0;overflow:hidden;transition:max-height .3s ease,padding .2s}.faq-item[data-astro-cid-elmbhlrl].open .faq-a[data-astro-cid-elmbhlrl]{max-height:400px;padding-top:12px}